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Apply HereAbout Save On Lending
Welcome to Save On Lending, where your mortgage journey is more than a transaction - it's a partnership built on care, transparency, and community.
We don't just secure mortgages; we empower you to save and succeed. With complimentary consulting and financial planning services tailored to your home loan needs, we ensure you make informed decisions for your future.
Beyond that, we're committed to giving back to the community we serve because your success is our success. We see our clients as family, not just customers. From your first consultation to long after you've settled into your dream home, we're here for you every step of the way.
Join the Save On Lending family and experience the difference genuine care, transparency, and community involvement can make in your mortgage journey. Let's build your future together.
Meet the Team
Ricky Hadid, CEO & Co-Founder
NMLS #1178081
Ezik Danial, President & Co-Founder
NMLS #1177787
Meet Ricky Hadid, our Co-Founder and CEO, and Ezik Danial, our President and Co-Founder - the warm-hearted architects behind our mortgage team, boasting a rich 20-year collective experience in the industry. Their passion lies in assisting clients with personalized care every step of the way, navigating challenges and achieving homeownership goals. Ricky and Ezik are not just mortgage experts; they're seasoned problem solvers who have helped thousands of families overcome hurdles. Together, they've closed over $1 billion in volume throughout their illustrious careers, making a tangible impact with their dedication and expertise. Trust their unwavering commitment and genuine concern for your financial well-being as they welcome you into their mortgage family, where your needs are their priority.
Loan Options
Conventional
10-30 Year Fix, 1%-3% down First Time Home Buyer, Home Ready, Home Possible, Borrow Smart, High Balance, ARMS 5, 7, & 10 Year, Temporary Rate Buy-Downs, and Limited Review Condo.
FHA and VA
15-30 Year Fix and StreamLine.
JUMBO
15-30 Year Fix, ARMS: 5, 7, & 10 Year, Interest Only 30 Year Fix.
NON QM SOLUTIONS
No Income - Investor Loan DSCR (Debt Service Coverage Ratio), Bank Statement Loans, and One-Time Close New Construction Loans.
HOME EQUITY LINE OF CREDIT
Piggyback and Standard.
Reviews
Ezik did a wonderful job communicating throughout our Real Estate transaction! He was professional and organized with details and timelines as we worked through multiple repairs and ultimately to closing.
Read moreLauren Fortinberry
19 days ago
Outstanding experience with Save On Lending, especially working with Ezik Danial. Ezik was incredibly responsive, detail-oriented, and transparent from start to finish. He took the time to explain every step, answered questions promptly, and made the entire loan process smooth and stress-free. It’s rare to find someone this professional who also genuinely cares about their clients. I wouldn’t hesitate to recommend Ezik and Save On Lending to anyone looking for a home loan.
Read moreSam Jarbo
24 days ago
We had an excellent experience with Save On Lending, and especially with Ezik Danial. Ezik was professional, responsive, and incredibly knowledgeable throughout the entire process. He explained everything clearly, stayed on top of every detail, and made what could’ve been a stressful process feel smooth and easy. If you’re looking for someone you can trust who actually cares about getting things done right, I highly recommend Save On Lending and Ezik Danial.
Read moreKristin Khoshaba
24 days ago
It has been such a pleasure and smooth experience working with Ezik at Save on Lending. He was recommended by my close friend and from the very beginning of the home buying process until the end, I felt at ease from the expertise and wisdom of Ezik. He throroughly guided me through the steps and was available anytime I needed him. He is prioritized with getting YOU the deal that works best for YOU and explaining everything in simple terms so you arent left in the dark. Ezik always kept calm through the process, never rushed me, and was always a step ahead when it came to any possible bump in the road. I highly recommend this company for your home buying needs. No matter how long the process may take you, rest assured with Save on Lending.
Read moreDavid Johnston
25 days ago
Ezik and his team were amazing. They were available from beginning to end and made us feel very at ease throughout the whole process, on top of saving us a few thousand dollars. Thank you
Read moreAdmon Tomma
3 months ago
Ezik Daniel at Save On Lending was phenomenal. He explained every step in plain English, found me a highly competitive rate, and kept me updated the whole way. The best thing was he didn't act like a sales person, and did not push me at all. We closed exactly when he said we would and the numbers matched the estimate no junk fees, no last-minute stress. I’d happily work with Ezik again and recommend Save On Lending to anyone
Read morejake jarbou
5 months ago
Ricky & Isik are truly the BEST team! From start to finish, they went above and beyond to make sure everything went smoothly and to get us the best rate possible. Their dedication, patience, and kindness made the whole process stress-free, and we are so grateful for all the effort they put in. Thank you again, you really went out of your way for us, and we’ll always remember it! They gave us the greatest gift !
Read moreSally S.
5 months ago
Ezik just helped me close on an investment property, and he made the entire process smooth and stress-free. Even when the lender needed a few items resolved, he quickly found solutions to keep everything on track and ensured we closed on time. He was professional, responsive, and easy to work with. I’ll definitely be using him for future investment deals. Highly recommend!
Read moreSargoon’s Hunts
6 months ago
My brother and I just bought our first home, and working with Ezik at Save On Lending made the entire process incredibly smooth. As first-time buyers, we had a lot of questions, but Ezik guided us every step of the way from pre-approval to closing with patience, clarity, and expert knowledge. He made what could have been a stressful process feel easy, and we were even clear to close in just 5 days after signing the contract. I highly recommend Ezik, especially for first-time buyers. He truly goes above and beyond.
Read moreZAYA- -BOKA
6 months ago
Contact Us Today
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