Buy a Home
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Refinance
Apply HereAbout Save On Lending
Welcome to Save On Lending, where your mortgage journey is more than a transaction - it's a partnership built on care, transparency, and community.
We don't just secure mortgages; we empower you to save and succeed. With complimentary consulting and financial planning services tailored to your home loan needs, we ensure you make informed decisions for your future.
Beyond that, we're committed to giving back to the community we serve because your success is our success. We see our clients as family, not just customers. From your first consultation to long after you've settled into your dream home, we're here for you every step of the way.
Join the Save On Lending family and experience the difference genuine care, transparency, and community involvement can make in your mortgage journey. Let's build your future together.
Meet the Team
Ricky Hadid, CEO & Co-Founder
NMLS #1178081
Ezik Danial, President & Co-Founder
NMLS #1177787
Meet Ricky Hadid, our Co-Founder and CEO, and Ezik Danial, our President and Co-Founder - the warm-hearted architects behind our mortgage team, boasting a rich 20-year collective experience in the industry. Their passion lies in assisting clients with personalized care every step of the way, navigating challenges and achieving homeownership goals. Ricky and Ezik are not just mortgage experts; they're seasoned problem solvers who have helped thousands of families overcome hurdles. Together, they've closed over $1 billion in volume throughout their illustrious careers, making a tangible impact with their dedication and expertise. Trust their unwavering commitment and genuine concern for your financial well-being as they welcome you into their mortgage family, where your needs are their priority.
Loan Options
Conventional
10-30 Year Fix, 1%-3% down First Time Home Buyer, Home Ready, Home Possible, Borrow Smart, High Balance, ARMS 5, 7, & 10 Year, Temporary Rate Buy-Downs, and Limited Review Condo.
FHA
15-30 Year Fix and StreamLine.
JUMBO
15-30 Year Fix, ARMS: 5, 7, & 10 Year, Interest Only 30 Year Fix.
NON QM SOLUTIONS
No Income - Investor Loan DSCR (Debt Service Coverage Ratio), Bank Statement Loans, and One-Time Close New Construction Loans.
HOME EQUITY LINE OF CREDIT
Piggyback and Standard.
Reviews
Communication and explanation of every step of the process was clear and easy . Great experience and Highly recommended!!
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Karim Gewarges
2 months ago
Ezik was very knowledgeable regarding the loan process. He was patient and explained all of the options that were available. The process was fast and we were able to start with our renovations 2 weeks later. I highly recommend Save on Lending.
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Kimberly Danial
2 months ago
Buying a home can be stressful, but Ezik made the entire process smooth from start to finish. He was always available to answer questions, kept everything moving, and genuinely had my best interests in mind. I couldn’t have asked for a better experience and highly recommend him to anyone looking to buy a home. Thanks again for all your help, Ezik!
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Kameron Sawade
3 months ago
Buying a home can be stressful, but working with Ricky Hadid made the entire process so much easier. From day one, he was professional, knowledgeable, and always available to answer our questions. What we appreciated most was his communication. Even when there wasn't a major update, he would call just to let me know where we were in the process and reassure us that everything was moving forward. That gave us a lot of confidence and peace of mind. We always felt informed and never had to wonder what was happening. He truly cared about making sure we had a great experience, and I couldn't have asked for a better lender. I highly recommend him to anyone looking to buy a home. Thank you for helping make this dream come true! We truly appreciate all your hard work, dedication, and support throughout the entire process.
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Esteban Vargas
3 months ago
Ricky made every effort to help make closing on my first home as easy as possible. Great communication and very efficient. I would recommend him to anyone. Thank you again, Ricky!!
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Krista Wisemen
4 months ago
Ricky Hadid was great to work with. He was very informative, kind, and knowledgeable on helping me with my loan.
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muktar alkablany
2 years ago
Ezik with Save on Lending went above and beyond to help us through the refinancing process. He answered any question we had and made sure the whole process went smoothly from start to finish. He wasn’t pushy like most lenders I’ve encountered- he gave us the facts and gave us space to make a decision. I could not recommend their team enough!
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jacob rayis
2 years ago
You guys were great, always on top of your job and the client came first. both me and my wife will recommend your lending company to all our friends. Also my real estate broker was very impressed with you guys he will also recommend you to his clients.
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Mike Sokana
2 years ago
Ezik was so helpful he guided me through each step to be able to purchase my dream home.
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C CRAWFORDENT
2 years ago
Contact Us Today
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